The AEB supports the Government’s economic measures in response to the coronavirus crisis
The Spanish Banking Association (AEB) supports the economic measures announced today by the Government in response to the coronavirus crisis to prevent a drop in production and sustain employment, and expresses its full readiness to facilitate rapid implementation to mitigate the effects of the crisis on families and businesses.
Consumer protection measures concerning mortgage floor clauses
We consider it essential to preserve the integrity and legal certainty of a mortgage system that for decades has very effectively fulfilled its function of providing access to credit for a large number of Spanish families to acquire home ownership.
CJEU ruling on floor clauses
Following the decision of the Court of Justice of the European Union on the retroactive effect of floor clauses in certain mortgage loan agreements, the Spanish Banking Association makes a number of remarks.
Credit institutions contribute 9,974 additional homes to the Social Housing Fund
Spanish credit institutions have today contributed to the Social Housing Fund (FSV) a further 3,974 additional homes for people who are unable to meet their mortgage payments. With this new contribution, the banks, savings banks and credit cooperatives, members of the Spanish Banking Association (AEB), CECA and the National Union of Credit Cooperatives (Unacc), will […]
Decree-Law 6/2013 of the Regional Government of Andalusia
Regarding Decree-Law 6/2013 of the Regional Government of Andalusia, the Spanish Banking Association wishes to state: Its respect for and compliance with the provisions issued by the authorities. Its sensitivity and concern regarding the housing problem, particularly for those socially vulnerable groups affected by foreclosure proceedings. To alleviate these situations, banks have been adopting numerous […]
AEB Meeting with the Secretary of Economic Policy and Employment of the PSOE
The Spanish Banking Association (AEB) wishes to inform that this morning it held a meeting at the PSOE headquarters in Madrid with Ms. Inmaculada Rodríguez-Piñero, Secretary of Economic Policy and Employment of the PSOE, who was accompanied by members of her Expert Committee on mortgage matters.
Press release on measures to support mortgage borrowers
AEB shares with the Government the need to protect those who are socially most vulnerable and most exposed to the effects of the economic crisis. In this context, it understands the Government’s decision to temporarily halt evictions in cases involving families in situations of particular need.
Press Release on the commitment of Spanish banks regarding mortgage evictions
In light of the social alarm generated by mortgage evictions, the AEB wishes to state publicly: Following various contacts with government representatives, last Thursday the 8th, the president of the AEB conveyed the following commitment to the Secretary of State for Economy and Competitiveness on behalf of the Association’s banks.
Press Release on the Code of Good Practices
Spanish banks are fully committed to adopting the Code of Good Practices approved today by the Government. Banks have already been implementing numerous measures to alleviate, as far as possible, the situation of those clients in greatest need.
Strong quarter for the banking sector
Spanish banks performed well in the first quarter of 2007, as evidenced by the significant growth in their results, the positive evolution of their activity, and, as a result of all this, the progress in profitability obtained.