Regarding Decree-Law 6/2013 of the Regional Government of Andalusia, the Spanish Banking Association wishes to state:
- Its respect for and compliance with the provisions issued by the authorities.
- Its sensitivity and concern regarding the housing problem, particularly for those socially vulnerable groups affected by foreclosure proceedings. To alleviate these situations, banks have been adopting numerous initiatives, such as the renegotiation of mortgage loans (more than 400,000 since the start of the crisis), the application of the Code of Good Practices, the suspension of evictions for two years, and the creation of a Social Housing Fund, to which they have contributed 2,500 apartments for rent at affordable prices.
- Its willingness to continue collaborating in the search for effective solutions—through rental or ownership—to the problem of evictions and access to housing, which affects the most disadvantaged segments of the population.
- Its disagreement with certain contents of Decree-Law 6/2013 of the Regional Government of Andalusia, particularly with the unjustified restrictions it introduces on property rights and with the second additional provision, which establishes the temporary expropriation of the use of housing subject to foreclosure processes, in cases that are already being addressed through other legal channels.
