Me Apptualizo Launches: Digital Training Programme for Over-60s
The EmancipaTIC association and AEB Foundation, part of the Spanish Banking Association (AEB), are launching ‘Me Apptualizo’, a free digital training programme for people over 60 residing in Madrid. More than 1,050 beneficiaries will receive training through free programmes to be delivered between February and May 2023 at Madrid City Council senior centres.
AEB and Junior Achievement Conduct Workshops for Teachers at Bank of Spain Branches
We know that “the relationship with money is part of our daily lives, from a grandparent’s pocket money to knowing how to differentiate between needs and wants.” For this reason, in collaboration with the Junior Achievement Foundation, we organized two workshops at the Bank of Spain’s offices in Valladolid and Badajoz with teachers to share initiatives and practices for conveying the importance of financial education to their students—an initiative we now wish to extend to primary school students. These were two very interesting sessions where we realized the great challenge, but also the great opportunity, involved in educating the youngest children on this subject.
Madrid City Council and AEB join forces to promote cybersecurity and financial education
Madrid City Council and the Spanish Banking Association (AEB) and its Foundation have reached a collaboration agreement to promote financial and digital education for citizens, and encourage training in cybersecurity. The Mayor of Madrid, José Luis Martínez-Almeida, and the President of AEB and its Foundation, Alejandra Kindelán, signed this agreement yesterday, which includes the transfer of audiovisual content from AEB to the City Council and strengthens collaboration between the parties.
Banking Lab. The impact of interest rate hikes on mortgages
“Dialogue with the Government has led to a mortgage agreement that will help families with liquidity issues while preserving the stability of the mortgage market,” stated our Secretary General, Javier Rodríguez Pellitero, during the latest ‘Banking Lab’ session. The discussion panel included José García Montalvo, Professor of Economics at Pompeu Fabra University; Carlos Pérez Montes, from the Financial Stability Department of the Bank of Spain; and Paloma Arnaiz, Secretary General of AEV. Santiago Carbó, Professor of Economic Analysis at the University of Valencia, moderated the session, which was opened by the Vice President of CEOE, Íñigo Fernández de Mesa.
Alejandra Kindelán receives Commissioner Mairead McGuinness
Our President receives Mairead McGuinness, the European Commissioner for Financial Services, Financial Stability and Capital Markets Union, and her team at the AEB headquarters to discuss the role of the banking sector, its challenges and opportunities. Images courtesy of Oscar del Pozo/European Commission.
Education for Safer Finances
On the occasion of World Financial Education Day, we held the conference “Education for Safer Finances,” where various experts discussed current challenges in personal finance management and shared basic cybersecurity tips for operating online. Carles Solé, CISO at Santander; Eduardo Ferrero Recaséns, Partner, Risk Advisory Cyber at Deloitte; and Gustavo Lozano García, CISO at ING Spain & Portugal, explained the importance of being wary of unofficial sources and protecting our data at this event organized by the AEB Foundation and CUNEF.
Presentation of the Federico Prades Award in its 3rd edition
Our President, Alejandra Kindelán, presents the Federico Prades Award in its 3rd edition to economist José Abad for his analysis on “The use of banks’ capital buffers: the role of market expectations”. This is a highly valuable contribution to the sector, as it analyses the causes of the limited use of capital buffers during the economic crisis caused by the pandemic and introduces the market expectations component into banks’ decision-making process regarding the application of these buffers.
Banks and Correos to collaborate to improve cash access in rural areas
The banking associations AEB, CECA and Unacc have signed a collaboration agreement with Correos to facilitate cash withdrawals and improve access to basic financial services in rural areas throughout the country. The agreement, signed on 20 July 2022 by the President of Correos, Juan Manuel Serrano; the President of AEB, Alejandra Kindelán; the Chief Executive of CECA, José María Méndez; and the President of UNACC, Manuel Ruiz; envisages the development of new solutions to achieve expanded coverage of banking services across Spain.
The banking sector reaffirms its commitment to financial inclusion
The Spanish Banking Association (AEB), CECA and the National Union of Credit Cooperative Societies (UNACC) presented on 12 July 2022 in Madrid the “Report on Financial Inclusion in Spain”, prepared by the Valencian Institute of Economic Research (Ivie). This in-depth analysis of banking services in Spain maps access to financial services in Spain, especially in rural areas, and notes that, despite the downsizing of Spain’s bank branch network in recent years—concentrated in municipalities with more than 10,000 inhabitants—”accessibility to banking services is good, as currently 98.6% of the population lives in a municipality where there is at least one access point to banking services”.
Alejandra Kindelán participates in an Expertclick workshop
Our president participates in an Expertclick workshop, our digital school for people over 55 living in rural areas, which we develop together with Fundación Cibervoluntarios.