Spanish Institute
of Banking and
Finance

We promote rigorous analysis and debate on the evolution of the financial system, regulatory innovation, and the digital transformation of the sector
The Spanish Institute of Banking and Finance (IEBF) is an initiative of CUNEF University and the AEB Foundation that fosters the exchange of knowledge and ideas on the present and future of the financial sector.

The IEBF is an alliance between the academic world, researchers affiliated with financial institutions, and professionals, aiming to contribute to closing the gap between academic thought and practical applications.

Its mission is structured as a think tank from which to disseminate knowledge of interest to businesses and society, always with the rigor of academic research.
To this end, it periodically conducts analyses on current topics and organizes seminars, dialogue tables, and debate forums, most notably the ‘Banking Lab’—a space for reflection on relevant issues for the banking sector that has become a benchmark since its creation in 2018. Likewise, the IEBF promotes technical reports, working papers, and technical notes.

What does the IEBF do?

Agenda

Jun
18
2026

VIII Payments Forum. Means of payment and Open Finance

Madrid
Jun
19
2026

Competitiveness for growth

Madrid

News

Money in Transition: Digitalization and Innovation in Payments

María Abascal calls for promoting tokenization in the EU to modernize and integrate markets

AEB CEO María Abascal today called for a coordinated response at the European level to harness the full potential of tokenization with the aim of modernizing and integrating financial markets so that they can meet all of Europe’s strategic needs.
Alejandra Kindelán, ICO Sustainable Bond Forum

Kindelán: “The sustainability agenda is a driver of transformation”

Alejandra Kindelán, president of the Spanish Banking Association (AEB), has highlighted the role of banks in the sustainability agenda, which, in a context of geopolitical tension, is inextricably linked to the promotion of competitiveness, growth, sovereignty, and economic security.
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