The Spanish Banking Association (AEB), CECA and the National Union of Credit Cooperative Societies (UNACC) presented on 12 July 2022 in Madrid the "Report on Financial Inclusion in Spain", prepared by the Valencian Institute of Economic Research (Ivie). This in-depth analysis of banking services in Spain maps access to financial services in Spain, especially in rural areas, and notes that, despite the downsizing of Spain’s bank branch network in recent years—concentrated in municipalities with more than 10,000 inhabitants—"accessibility to banking services is good, as currently 98.6% of the population lives in a municipality where there is at least one access point to banking services".
