Interview with José Luis Martínez on Cadena SER
Our spokesperson explains in this interview the new payment security measures introduced by the European PSD2 directive as of 14 September with strong customer authentication.
PSD2: New security measures for payments
Electronic payments already feature high security levels. However, new regulations applicable since September 14 establish that additional elements must occasionally be introduced to verify the customer’s identity. Each bank will inform its customers how Strong Customer Authentication (SCA) will affect banking operations. Banks are working to ensure that the implementation of Strong Customer Authentication maintains an appropriate balance between security and the requirements for ease of use and accessibility in electronic payments.
Interview with José Luis Martínez on Cadena Cope
In this interview, our spokesperson analyses the scope of the position of the CJEU Advocate General in a preliminary ruling on an IRPH loan, made known last 10 September. “The Advocate General does not consider the IRPH or the clause incorporating it into the loan agreement to be null and void or unfair”, he stresses.
Interview with José Luis Martínez on Cadena SER
Our spokesperson discusses the opinion issued yesterday, 10 September 2019, by the EU Advocate General on the IRPH. “The Advocate General does not consider the IRPH, or the clause incorporating it into the loan agreement, to be null and void or abusive.” The IRPH is an official index created 25 years ago by the Bank of Spain, whose calculation is not influenced by institutions that do not market it, he notes.
Interview with José Luis Martínez on Onda Cero
“Banks have acted in good faith and in accordance with the law.” Our spokesperson discusses the opinion of the Advocate General of the EU regarding the IRPH, released yesterday, September 10, 2019. José Luis Martínez emphasizes the importance of the mortgage market having clear and stable rules to maintain its proper functioning.
Protect yourself against vishing or telephone fraud
Vishing is a form of telephone fraud in which scammers attempt to deceive victims into providing personal, financial, or security information, or into transferring money. Here is some practical advice to protect yourself from this and other digital frauds.
Interview with José Luis Martínez on Onda Cero Burgos
“We want to help older people in ’empty Spain’ improve their quality of life through digitalisation”. Our spokesperson speaks on the programme Burgos en la Onda about ‘Expertclick’, the workshop programme on the use of new technologies for people over 55 in rural areas that we are running together with Cibervoluntarios.
Interview with José Luis Martínez on Onda Madrid
“The Spanish mortgage market is characterized by high competition and has adapted to the demanding requirements of the new Real Estate Credit Law.” You can listen to the interview with our spokesperson on Onda Madrid’s Enfoque here.
José María Roldán participates in the APIE-UIMP Seminar
Our president addresses the involvement of banks in the transition toward a sustainable economy at the seminar organized by the Association of Economic Information Journalists (APIE) and BBVA, in collaboration with the Menéndez Pelayo International University (UIMP), held in Santander in 2019.
AEB Presents the 2019 National Financial Education Award
The President of the Spanish Banking Association, José María Roldán, and the Director General of the Junior Achievement Foundation, Blanca Narváez, presented the 2019 National Financial Education Award today to students from Divina Pastora School in Getafe, Madrid.