Consumer protection measures concerning mortgage floor clauses
We consider it essential to preserve the integrity and legal certainty of a mortgage system that for decades has very effectively fulfilled its function of providing access to credit for a large number of Spanish families to acquire home ownership.
CJEU ruling on floor clauses
Following the decision of the Court of Justice of the European Union on the retroactive effect of floor clauses in certain mortgage loan agreements, the Spanish Banking Association makes a number of remarks.