To a greater or lesser extent, all companies are involved in the migration to SEPA. As all of them make payments or collections, they all must adapt their payment transactions. To initiate a transfer or set up a direct debit, the customer will essentially follow the same steps.
In the case of direct debits, as before, it is sufficient to have the authorization of the debtor, the payment account holder, to initiate collections from that account. What changes with SEPA? From a practical point of view, and although it depends heavily on the type of payments each individual makes, not much changes.
