As economies evolve towards an increasingly digital culture, almost everything is becoming instant. Instant transfers are part of this transformation: they allow citizens, businesses and Public Administrations to move money in real time, with funds available immediately to the beneficiary.
Did you know that…?
• They are available in under 10 seconds:
Ideal for situations where speed is essential: receiving compensation, paying rent, helping a family member with an unexpected expense, buying a car or a home… No waiting!
• They work every day, at any time:
You can send money 24/7/365, even on public holidays. They do not depend on business hours.
• No additional cost:
They cost the same as a standard transfer, under equivalent conditions. Faster, at no extra cost.
• Available in Europe:
Instant transfers already work between all euro area countries, and their reach will continue to grow.
• Bizum:
You can make them using solutions such as Bizum, an innovative initiative based on instant transfers that enables person-to-person payments and is also accepted by certain merchants.
• Secure and controlled:
You can set limits to protect yourself against fraud and verify that the recipient is the person who should receive the money.
• With the option of reversal:
If you need to recover the funds, you can request it, although the beneficiary must accept it.
Instant transfers are not just a technological improvement: they are a tool that gives you autonomy, confidence and peace of mind. You can find out more details here.
