Five challenges for the financial sector

They have managed to navigate this period without public aid, unlike what occurred in other countries and institutions. Nevertheless, the operating environment for banks remains complex, and therefore, there is no room for complacency.

Briefly, five areas could pose challenges for entities:

1. External and unforeseen shocks
2. The domestic environment and the need to limit uncertainty
3. The interest rate environment
4. The regulatory environment
5. The impact of technology and the digital revolution

José María Roldán, Chairman of the Spanish Banking Association

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