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All margins show increases in absolute values above 20% and improvements in profitability measured as a percentage of average total assets (ATA).
The net interest income exceeded 10,000 million euros in a semester for the first time, reaching 10,330 million, which represents 1.77% of average total assets with an improvement of 27% over June 2006 thanks to the strong performance of the financial margin (the difference between interest earned and interest paid) and dividends from shareholdings.