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A crisis with financial roots that developed over more than two decades. This latter point is important: it now seems accepted that the prolonged consequences of the crisis are due not only to its financial nature but also to existing structural economic weaknesses.
Without forgetting the political and geopolitical uncertainty that has been increasing in recent years. A scenario, both past and present, too complex to attempt to oversimplify. You will therefore understand my answer to the previous question: in my opinion, greater financial education among the population would not have prevented the crisis. However, it could have mitigated some of its negative consequences.