Retail commercial banking, customer-focused, prudently managed and well provisioned:
- More recurring income.
- Lower risk profile.
- Competitiveness in service delivery.
- More stable and predictable results.
September 2007: Resilience and strong results
- Growth in earnings and profitability.
- Strong quality and recurring income.
- Competitiveness. Improved efficiency.
- Diversified growth, financially balanced and solvent. Balance sheet strength.
- In a more uncertain global environment.
