{"id":32705,"date":"2025-09-16T11:53:57","date_gmt":"2025-09-16T09:53:57","guid":{"rendered":"https:\/\/aebanca.es\/banking-sector\/"},"modified":"2026-04-06T13:36:31","modified_gmt":"2026-04-06T11:36:31","slug":"banking-sector","status":"publish","type":"page","link":"https:\/\/aebanca.es\/en\/banking-sector\/","title":{"rendered":"Banking Sector"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"32705\" class=\"elementor elementor-32705 elementor-3295\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-449caec e-flex e-con-boxed e-con e-parent\" data-id=\"449caec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cdee6d0 e-con-full e-flex e-con e-child\" data-id=\"cdee6d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ae3a3c elementor-widget elementor-widget-heading\" data-id=\"6ae3a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Banking Sector<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f00060a elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"f00060a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In this section you will find relevant information about the banking sector, its main financial figures, the contribution of banks to society, and other key documents for banking operations<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ebe6ee e-con-full e-flex e-con e-parent\" data-id=\"4ebe6ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-407428d e-flex e-con-boxed e-con e-child\" data-id=\"407428d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a022eea e-con-full e-flex e-con e-child\" data-id=\"a022eea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-352fd3a elementor-widget elementor-widget-heading\" data-id=\"352fd3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Data<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-56d8278 e-con-full e-flex e-con e-child\" data-id=\"56d8278\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-72e0c42 e-con-full e-flex e-con e-child\" data-id=\"72e0c42\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-08b39e4 e-con-full e-flex e-con e-child\" data-id=\"08b39e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-ed3d01a e-con-full e-flex e-con e-child\" data-id=\"ed3d01a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66dda31 elementor-widget elementor-widget-heading\" data-id=\"66dda31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financial<br>Statements<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3b5b0f elementor-widget elementor-widget-text-editor\" data-id=\"f3b5b0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tHere you can consult the financial statements of banks within the AEB scope\u2014members and non-members\u2014on an individual and consolidated basis. The information is available both individually for each bank and at an aggregate level. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-016fcd2 haz-click-boton  elementor-widget elementor-widget-button\" data-id=\"016fcd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/data\/financial-statements\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\"><path d=\"M0.301833 2.17443C-0.0935669 1.78884 -0.101522 1.15573 0.284065 0.760329C0.669652 0.364929 1.30277 0.356974 1.69817 0.742561L0.301833 2.17443ZM12.0789 11.2748C12.0859 11.827 11.6438 12.2804 11.0916 12.2873L2.0923 12.4004C1.54005 12.4073 1.08675 11.9653 1.07981 11.413C1.07287 10.8608 1.51493 10.4075 2.06717 10.4005L10.0665 10.3L9.96602 2.30065C9.95908 1.74841 10.4011 1.2951 10.9534 1.28816C11.5056 1.28122 11.9589 1.72328 11.9659 2.27552L12.0789 11.2748ZM1 1.4585L1.69817 0.742561L11.7772 10.5714L11.079 11.2874L10.3809 12.0033L0.301833 2.17443L1 1.4585Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b883d02 e-con-full elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet e-flex e-con e-child\" data-id=\"b883d02\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5255bc5 e-con-full elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"5255bc5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b08672a e-con-full e-flex e-con e-child\" data-id=\"b08672a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-9c1e449 e-con-full e-flex e-con e-child\" data-id=\"9c1e449\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-17865b8 e-con-full elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"17865b8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9bdd84b e-con-full elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet e-flex e-con e-child\" data-id=\"9bdd84b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7090fb e-con-full e-flex e-con e-child\" data-id=\"f7090fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-5dba9e6 e-con-full e-flex e-con e-child\" data-id=\"5dba9e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14befd7 elementor-widget elementor-widget-heading\" data-id=\"14befd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Statistical<br>Yearbook<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-162be4b elementor-widget elementor-widget-text-editor\" data-id=\"162be4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe Statistical Yearbook of Banking in Spain includes information from 1947 on the financial statements of banks and foreign branches in Spain and their activity, staff, branches, and ATMs, among others.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7de9d8 haz-click-boton  elementor-widget elementor-widget-button\" data-id=\"c7de9d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/data\/statistical-yearbook\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\"><path d=\"M0.301833 2.17443C-0.0935669 1.78884 -0.101522 1.15573 0.284065 0.760329C0.669652 0.364929 1.30277 0.356974 1.69817 0.742561L0.301833 2.17443ZM12.0789 11.2748C12.0859 11.827 11.6438 12.2804 11.0916 12.2873L2.0923 12.4004C1.54005 12.4073 1.08675 11.9653 1.07981 11.413C1.07287 10.8608 1.51493 10.4075 2.06717 10.4005L10.0665 10.3L9.96602 2.30065C9.95908 1.74841 10.4011 1.2951 10.9534 1.28816C11.5056 1.28122 11.9589 1.72328 11.9659 2.27552L12.0789 11.2748ZM1 1.4585L1.69817 0.742561L11.7772 10.5714L11.079 11.2874L10.3809 12.0033L0.301833 2.17443L1 1.4585Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98d9e65 e-con-full e-flex e-con e-child\" data-id=\"98d9e65\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-da5e23f e-con-full e-flex e-con e-child\" data-id=\"da5e23f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-ca427a0 e-con-full e-flex e-con e-child\" data-id=\"ca427a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-f9288c4 e-con-full e-flex e-con e-child\" data-id=\"f9288c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f686ab elementor-widget elementor-widget-heading\" data-id=\"6f686ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The Sector<br>\nin Figures<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36207f4 elementor-widget elementor-widget-text-editor\" data-id=\"36207f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tHere you can consult the relevant figures on the results and activity of banks, as well as the contribution to economic and social progress of banking through commitment to the welfare state, public-private collaboration, and the commitment to sustainability and innovation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d543b51 haz-click-boton  elementor-widget elementor-widget-button\" data-id=\"d543b51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/data\/the-sector-in-figures\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\"><path d=\"M0.301833 2.17443C-0.0935669 1.78884 -0.101522 1.15573 0.284065 0.760329C0.669652 0.364929 1.30277 0.356974 1.69817 0.742561L0.301833 2.17443ZM12.0789 11.2748C12.0859 11.827 11.6438 12.2804 11.0916 12.2873L2.0923 12.4004C1.54005 12.4073 1.08675 11.9653 1.07981 11.413C1.07287 10.8608 1.51493 10.4075 2.06717 10.4005L10.0665 10.3L9.96602 2.30065C9.95908 1.74841 10.4011 1.2951 10.9534 1.28816C11.5056 1.28122 11.9589 1.72328 11.9659 2.27552L12.0789 11.2748ZM1 1.4585L1.69817 0.742561L11.7772 10.5714L11.079 11.2874L10.3809 12.0033L0.301833 2.17443L1 1.4585Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1288f0a e-con-full elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet e-flex e-con e-child\" data-id=\"1288f0a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec4c6f4 e-con-full elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ec4c6f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;widescreen&quot;,&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-038e91f e-con-full e-flex e-con e-child\" data-id=\"038e91f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cefdcea elementor-widget elementor-widget-heading\" data-id=\"cefdcea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documents<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd0dcae e-con-full e-flex e-con e-child\" data-id=\"bd0dcae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-9cc193d e-con-full e-flex e-con e-child\" data-id=\"9cc193d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-21297be e-con-full e-flex e-con e-child\" data-id=\"21297be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b781184 elementor-widget elementor-widget-heading\" data-id=\"b781184\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Collective Agreement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e279c9 e-con-full e-flex e-con e-child\" data-id=\"4e279c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5777c0e elementor-widget elementor-widget-text-editor\" data-id=\"5777c0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tHere you can consult the banking collective agreement, which regulates working conditions and\nproductivity in the financial sector, among other key aspects for\nemployees and companies.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60c57f9 elementor-align-center haz-click-boton  elementor-widget elementor-widget-button\" data-id=\"60c57f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/documents-of-sectoral-interest\/collective-bargaining-agreement\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"13\" viewBox=\"0 0 13 13\" fill=\"none\"><path d=\"M0.301833 2.17443C-0.0935669 1.78884 -0.101522 1.15573 0.284065 0.760329C0.669652 0.364929 1.30277 0.356974 1.69817 0.742561L0.301833 2.17443ZM12.0789 11.2748C12.0859 11.827 11.6438 12.2804 11.0916 12.2873L2.0923 12.4004C1.54005 12.4073 1.08675 11.9653 1.07981 11.413C1.07287 10.8608 1.51493 10.4075 2.06717 10.4005L10.0665 10.3L9.96602 2.30065C9.95908 1.74841 10.4011 1.2951 10.9534 1.28816C11.5056 1.28122 11.9589 1.72328 11.9659 2.27552L12.0789 11.2748ZM1 1.4585L1.69817 0.742561L11.7772 10.5714L11.079 11.2874L10.3809 12.0033L0.301833 2.17443L1 1.4585Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d05fa9 e-flex e-con-boxed e-con e-child\" data-id=\"4d05fa9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6367dc8 elementor-widget elementor-widget-heading\" data-id=\"6367dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Banking Operations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b527307 elementor-widget elementor-widget-text-editor\" data-id=\"b527307\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In this section you will find clear information about the most common banking processes and services: account opening, transfers, payment methods, financing, and more. Everything you need to know to manage your operations safely and effectively. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-24df0e1 e-flex e-con-boxed e-con e-child\" data-id=\"24df0e1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-678e411 e-con-full e-flex e-con e-child\" data-id=\"678e411\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<a class=\"elementor-element elementor-element-fe42d4d e-con-full e-flex e-con e-child\" data-id=\"fe42d4d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/documents-of-sectoral-interest\/banking-operations\/sepa-payment-leaflets\/\">\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-f2d81f6 e-con-full e-flex e-con e-child\" data-id=\"f2d81f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-5c02559 e-con-full e-flex e-con e-child\" data-id=\"5c02559\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1400457 elementor-widget elementor-widget-heading\" data-id=\"1400457\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">SEPA Payment Leaflets\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c82d1d0 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c82d1d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/documents-of-sectoral-interest\/banking-operations\/sepa-payment-leaflets\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M3.77284 1.00779C3.12191 0.364996 2.07314 0.371585 1.43034 1.02251C0.787542 1.67344 0.794131 2.72221 1.44506 3.36501L3.77284 1.00779ZM19.0104 20.0292C19.9252 20.0234 20.6621 19.2772 20.6564 18.3624L20.5627 3.45481C20.557 2.54001 19.8107 1.80307 18.8959 1.80882C17.9811 1.81457 17.2442 2.56082 17.2499 3.47562L17.3332 16.7268L4.08202 16.81C3.16721 16.8158 2.43028 17.562 2.43603 18.4768C2.44177 19.3916 3.18803 20.1286 4.10283 20.1228L19.0104 20.0292ZM2.60895 2.1864L1.44506 3.36501L17.8361 19.5514L19 18.3728L20.1639 17.1942L3.77284 1.00779L2.60895 2.1864Z\" fill=\"#038300\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-856870b e-con-full e-flex e-con e-child\" data-id=\"856870b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<a class=\"elementor-element elementor-element-1d6cbef e-con-full e-flex e-con e-child\" data-id=\"1d6cbef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/documents-of-sectoral-interest\/banking-operations\/master-agreement-for-financial-transactions\/\">\n\t\t\t\t<\/a>\n\t\t<div class=\"elementor-element elementor-element-7bc7266 e-con-full e-flex e-con e-child\" data-id=\"7bc7266\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-518f835 e-con-full e-flex e-con e-child\" data-id=\"518f835\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb9c872 elementor-widget elementor-widget-heading\" data-id=\"bb9c872\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Framework Agreement for Financial Transactions<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-979a6af elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"979a6af\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/documents-of-sectoral-interest\/banking-operations\/master-agreement-for-financial-transactions\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M3.77284 1.00779C3.12191 0.364996 2.07314 0.371585 1.43034 1.02251C0.787542 1.67344 0.794131 2.72221 1.44506 3.36501L3.77284 1.00779ZM19.0104 20.0292C19.9252 20.0234 20.6621 19.2772 20.6564 18.3624L20.5627 3.45481C20.557 2.54001 19.8107 1.80307 18.8959 1.80882C17.9811 1.81457 17.2442 2.56082 17.2499 3.47562L17.3332 16.7268L4.08202 16.81C3.16721 16.8158 2.43028 17.562 2.43603 18.4768C2.44177 19.3916 3.18803 20.1286 4.10283 20.1228L19.0104 20.0292ZM2.60895 2.1864L1.44506 3.36501L17.8361 19.5514L19 18.3728L20.1639 17.1942L3.77284 1.00779L2.60895 2.1864Z\" fill=\"#038300\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In this section you will find relevant information about the banking sector, its main financial figures, the contribution of banks to society, and other key documents for banking operations Data FinancialStatements Here you can consult the financial statements of banks within the AEB scope\u2014members and non-members\u2014on an individual and consolidated basis. The information is available [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-32705","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking Sector - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/banking-sector\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking Sector - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"In this section you will find relevant information about the banking sector, its main financial figures, the contribution of banks to society, and other key documents for banking operations Data FinancialStatements Here you can consult the financial statements of banks within the AEB scope\u2014members and non-members\u2014on an individual and consolidated basis. 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