{"id":37399,"date":"2024-01-18T00:00:00","date_gmt":"2024-01-17T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/nuestros-expertos\/understand-the-measures-of-the-new-mortgage-code-of-good-practice\/"},"modified":"2026-04-09T12:39:45","modified_gmt":"2026-04-09T10:39:45","slug":"understand-the-measures-of-the-new-mortgage-code-of-good-practice","status":"publish","type":"nuestros-expertos","link":"https:\/\/aebanca.es\/en\/nuestros-expertos\/understand-the-measures-of-the-new-mortgage-code-of-good-practice\/","title":{"rendered":"Understand the measures of the new mortgage code of good practice"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"

In 2012, banks approved a series of measures to protect vulnerable families struggling to pay their mortgages. In late 2023, through dialogue with the Government, this mortgage code of good practice was reinforced. Additionally, a new 24-month code was introduced for families experiencing temporary liquidity issues due to the rapid increase in official interest rates set by the ECB to combat inflation. Our spokesperson, Jos\u00e9 Luis Mart\u00ednez, explains in this video the relief measures contained in the new code for families whose annual income is below 37,800 euros. <\/p>\n","protected":false},"featured_media":37401,"parent":0,"template":"","class_list":["post-37399","nuestros-expertos","type-nuestros-expertos","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nUnderstand the measures of the new mortgage code of good practice - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/nuestros-expertos\/understand-the-measures-of-the-new-mortgage-code-of-good-practice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understand the measures of the new mortgage code of good practice - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"In 2012, banks approved a series of measures to protect vulnerable families struggling to pay their mortgages. 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