{"id":38758,"date":"2016-12-21T00:00:00","date_gmt":"2016-12-20T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/notas-de-prensa\/cjeu-ruling-on-floor-clauses\/"},"modified":"2026-04-09T09:42:54","modified_gmt":"2026-04-09T07:42:54","slug":"cjeu-ruling-on-floor-clauses","status":"publish","type":"notas-de-prensa","link":"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/cjeu-ruling-on-floor-clauses\/","title":{"rendered":"CJEU ruling on floor clauses"},"content":{"rendered":"<p>Following the decision of the Court of Justice of the European Union on the retroactive effect of floor clauses in certain mortgage loan agreements, the Spanish Banking Association wishes to make the following remarks:<\/p>\n<p style=\"padding-left: 30px;\">1.- First, to express our utmost respect for the decision of this high European court and to reaffirm the willingness of Spanish banking institutions to comply with judicial decisions, as they have always done.<\/p>\n<p style=\"padding-left: 30px;\">2.- We consider it essential at this time to learn in detail the content of the decision and how it will be reflected in Spanish case law, since there are no precedents for similar cases. In particular, it will be necessary to know the timeframes and the procedure by which this decision will have to be implemented. <\/p>\n<p style=\"padding-left: 30px;\">3.- Likewise, to note that the affected banks are open to direct dialogue with their customers in order to expedite the implementation of this decision.<\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/Comunicado-sobre-la-Sentencia-del-TSJUE-relativo-a-cla%CC%81usulas-suelo.pdf\" target=\"_blank\" rel=\"noopener\">Download the press release<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Following the decision of the Court of Justice of the European Union on the retroactive effect of floor clauses in certain mortgage loan agreements, the Spanish Banking Association makes a number of remarks.<\/p>\n","protected":false},"featured_media":38759,"parent":0,"template":"","etiquetas-prensa":[957,874],"class_list":["post-38758","notas-de-prensa","type-notas-de-prensa","status-publish","has-post-thumbnail","hentry","etiquetas-prensa-floor-clause","etiquetas-prensa-mortgages"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Statement on the CJEU ruling on floor clauses<\/title>\n<meta name=\"description\" content=\"Statement on the CJEU ruling on the retroactive effect of floor clauses in certain mortgage loan agreements\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/cjeu-ruling-on-floor-clauses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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