{"id":38591,"date":"2018-10-18T00:00:00","date_gmt":"2018-10-17T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/notas-de-prensa\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\/"},"modified":"2026-04-09T09:39:46","modified_gmt":"2026-04-09T07:39:46","slug":"aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax","status":"publish","type":"notas-de-prensa","link":"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\/","title":{"rendered":"AEB, CECA, and UNACC&#8217;s Stance on the Supreme Court Ruling Regarding the Mortgage Establishment Tax"},"content":{"rendered":"<p>Regarding Supreme Court Administrative Disputes Chamber ruling 1505\/2018, dated October 16, AEB, CECA, and UNACC wish to state the following:<\/p>\n<ul>\n<li>The ruling published today refers to a tax-related matter.<\/li>\n<li>In this area, banks have always complied with the regulations in force, approved more than 20 years ago, and with the consistent, unanimous jurisprudence of the Supreme Court&#8217;s 3rd Chamber and the Constitutional Court, maintained until very recently. This principle has, moreover, always governed the relationships between financial institutions and their clients.<\/li>\n<li>Credit institutions have not received any amount from their clients for this concept.<\/li>\n<li>As they have always done, banks will comply with the new criterion established by the Supreme Court, effective from this ruling.<\/li>\n<\/ul>\n<p>The main banking associations call on public authorities for greater legal certainty and clear, predictable rules for the mortgage market. This market, characterized by competitive interest rates and long terms, has enabled a wide spectrum of the population to access home ownership. <\/p>\n<p><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/10\/posicin-de-la-aeb-unacc-y-ceca-ts-impuesto-hipotecas.docx\">Download the press release<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The main banking associations call on public authorities for greater legal certainty and clear, predictable rules for the mortgage market. This market, characterized by competitive interest rates and long terms, has enabled a wide spectrum of the population to access home ownership. <\/p>\n","protected":false},"featured_media":38593,"parent":0,"template":"","etiquetas-prensa":[],"class_list":["post-38591","notas-de-prensa","type-notas-de-prensa","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AEB, CECA, and UNACC&#039;s Stance on the Supreme Court Ruling Regarding the Mortgage Establishment Tax - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AEB, CECA, and UNACC&#039;s Stance on the Supreme Court Ruling Regarding the Mortgage Establishment Tax - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"The main banking associations call on public authorities for greater legal certainty and clear, predictable rules for the mortgage market. This market, characterized by competitive interest rates and long terms, has enabled a wide spectrum of the population to access home ownership.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\/\" \/>\n<meta property=\"og:site_name\" content=\"Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T07:39:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/10\/hipotecas-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@aebanca\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/notas-de-prensa\\\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/notas-de-prensa\\\/aeb-ceca-and-unaccs-stance-on-the-supreme-court-ruling-regarding-the-mortgage-establishment-tax\\\/\",\"name\":\"AEB, CECA, and UNACC's Stance on the Supreme Court Ruling Regarding the Mortgage Establishment Tax - 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