{"id":38524,"date":"2025-10-07T00:00:00","date_gmt":"2025-10-06T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/notas-de-prensa\/the-banking-sector-presents-regulatory-simplification-proposals-in-frankfurt-to-boost-eu-growth\/"},"modified":"2026-04-09T12:35:17","modified_gmt":"2026-04-09T10:35:17","slug":"the-banking-sector-presents-regulatory-simplification-proposals-in-frankfurt-to-boost-eu-growth","status":"publish","type":"notas-de-prensa","link":"https:\/\/aebanca.es\/en\/actualidad\/notas-de-prensa\/the-banking-sector-presents-regulatory-simplification-proposals-in-frankfurt-to-boost-eu-growth\/","title":{"rendered":"The banking sector presents regulatory simplification proposals in Frankfurt to boost EU growth"},"content":{"rendered":"<ul>\n<li>The banking associations AEB and CECA hold the event &#8216;Strengths of the Spanish banking sector in times of global transition&#8217; today<\/li>\n<li>ECB members and executives from leading banking institutions participate in the meeting<\/li>\n<li>Regulatory simplification proposals in six regulatory and supervisory areas aim to boost bank financing for families and businesses<\/li>\n<\/ul>\n<p>The Spanish Banking Association (AEB) and CECA held the meeting &#8216;<em>Strengths of the Spanish banking sector in times of global transition&#8217;<\/em> today in Frankfurt, where they presented regulatory simplification proposals for the banking sector aimed at strengthening economic growth and the competitiveness of the European Union.<\/p>\n<p>At the event\u2014which included the participation of representatives from the European Central Bank and executives from the main Spanish banking entities\u2014the associations highlighted the Spanish commercial banking model, characterized by its efficiency, diversification, focus on households, and a lower risk profile than that of other European countries.<\/p>\n<p>During the meeting, the role of Spanish banking was championed as an example of solidity and stability, as well as its contribution to the economic development of the UE. The associations emphasized the need to simplify regulation to release financing held back by discretionary capital requirements, which would allow for the expansion of credit to families and businesses. <\/p>\n<p>Currently, European legislation has tripled in recent years and there are more than 20 regulators and supervisors whose mandates sometimes overlap, generating inefficiencies and administrative burdens.<\/p>\n<p>Alejandra Kindel\u00e1n, president of the AEB, pointed out that regulatory simplification is key for families and businesses: &#8220;Europe is going through a growth crisis. It is urgent to act to consolidate social progress, promote employment, and maintain our leadership in freedom, democracy, and human rights.&#8221;<\/p>\n<p>For Antonio Romero, general manager of CECA, &#8220;simplification is not an objective in itself; it is the only way to improve European competitiveness and autonomy. In this debate, the Spanish banking sector wants to be proactive by jointly presenting a series of concrete proposals.&#8221;<\/p>\n<p>The associations presented simplification proposals in several areas, including financial regulation, digital affairs, and sustainability.<\/p>\n<p>Among the measures highlighted were the simplification of the macroprudential framework to avoid duplication between agencies, the improvement of accountability in the regulatory process, the incorporation of ex-post evaluation, and the necessary regulatory proportionality.<\/p>\n<p>The objective is to allow the banking sector to better finance the economy, contribute to competitiveness goals, and participate actively in the response to major social challenges.<\/p>\n<p>The event featured the participation of Pedro Machado, member of the Supervisory Board of the Single Supervisory Mechanism of the European Central Bank; Ram\u00f3n Quintana, Director General of Systemic and International Banks at the European Central Bank; Jos\u00e9 Antonio \u00c1lvarez, Vice Chairman of Banco Santander; Matthias Bullach, Head of Accounting, Management Control and Capital at CaixaBank; Jaime S\u00e1enz de Tejada, Global Head of Business Solutions at BBVA; Antonio Romero and Luis Teijeiro, General Manager and Deputy General Manager of CECA; and Alejandra Kindel\u00e1n and Mar\u00eda Abascal, President and General Manager of AEB.<\/p>\n<p><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2025\/10\/el-sector-bancario-presenta-propuestas-de-simplificacin-normativa-en-frankfurt-para-impulsar-el-crecimiento-de-la-ue.pdf\">Download the press release<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Spanish Banking Association (AEB) and CECA today held a meeting in Frankfurt, &#8216;Strengths of the Spanish Banking Sector in times of global transition&#8217;, presenting proposals for regulatory simplification of the banking sector aimed at strengthening economic growth and the competitiveness of the European Union.<\/p>\n","protected":false},"featured_media":38526,"parent":0,"template":"","etiquetas-prensa":[800,822,868,833,834,900,815,803,901],"class_list":["post-38524","notas-de-prensa","type-notas-de-prensa","status-publish","has-post-thumbnail","hentry","etiquetas-prensa-aeb","etiquetas-prensa-alejandra-kindelan","etiquetas-prensa-credit","etiquetas-prensa-european-central-bank","etiquetas-prensa-european-union","etiquetas-prensa-financing","etiquetas-prensa-maria-abascal","etiquetas-prensa-spanish-banking","etiquetas-prensa-supervision"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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