{"id":38241,"date":"2021-10-13T00:00:00","date_gmt":"2021-10-12T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\/"},"modified":"2026-04-09T09:55:19","modified_gmt":"2026-04-09T07:55:19","slug":"technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\/","title":{"rendered":"Technology and Shadow Banking &#8211; Opportunities and Challenges for the Regulated Financial System. Banking Lab"},"content":{"rendered":"<p>Next Tuesday, October 26, a new &#8216;Banking Lab&#8217; session will be held, focusing on the challenges and opportunities posed by technological development in the provision of financial services.<\/p>\n<p><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2021\/10\/banking-lab-26-oct-2021.pdf\">Download the programme<\/a><\/p>\n<p>The growing digitalization of society and regulatory changes have expanded the range of financial services for clients and have enabled the entry of technology companies. In this context, important questions arise regarding client protection, financial stability, and competition. <\/p>\n<p>During the session, there will be a discussion between Fernando Restoy, Chairman of the Financial Stability Institute, and Jos\u00e9 Mar\u00eda Rold\u00e1n, Chairman of the Spanish Banking Association. David Martin, Partner at Monitor Deloitte and Head of Regulatory Strategy, will moderate the event. <\/p>\n<p>Promoted by the AEB Foundation through CUNEF, the &#8216;Banking Lab&#8217; has become, since its creation in 2018, a forum for reflection on various topics relevant to the banking sector.<\/p>\n<p>You can access the Banking Lab through this <a href=\"https:\/\/cunef.zoom.us\/j\/84160439503?pwd=c2w2dEg3TENITVdGVFdNRTBQLzdQZz09\">link.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Next Tuesday, October 26, a new &#8216;Banking Lab&#8217; session will be held, focusing on the challenges and opportunities posed by technological development in the provision of financial services, with a dialogue between Fernando Restoy, Chairman of the Financial Stability Institute, and Jos\u00e9 Mar\u00eda Rold\u00e1n, Chairman of the Spanish Banking Association.<\/p>\n","protected":false},"featured_media":36489,"parent":0,"template":"","etiquetas":[680,322,699,304,305],"categorias-blog":[780,781],"class_list":["post-38241","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-banca-en-la-sombra","etiquetas-regulacion","etiquetas-shadow-banking","etiquetas-transformacion-digital","etiquetas-union-europea","categorias-blog-articles","categorias-blog-newsarticles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Next Tuesday, October 26, a new &#039;Banking Lab&#039; session will be held, focusing on the challenges and opportunities posed by technological development in the provision of financial services, with a dialogue between Fernando Restoy, Chairman of the Financial Stability Institute, and Jos\u00e9 Mar\u00eda Rold\u00e1n, Chairman of the Spanish Banking Association.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\/\" \/>\n<meta property=\"og:site_name\" content=\"Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T07:55:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/aebanca.es\/wp-content\/uploads\/2026\/01\/luces-verdes-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@aebanca\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/\",\"name\":\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/luces-verdes-scaled.jpg\",\"datePublished\":\"2021-10-12T22:00:00+00:00\",\"dateModified\":\"2026-04-09T07:55:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/#primaryimage\",\"url\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/luces-verdes-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/luces-verdes-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/technology-and-shadow-banking-opportunities-and-challenges-for-the-regulated-financial-system-banking-lab\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AEB Informs\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Technology and Shadow Banking &#8211; 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