{"id":38151,"date":"2026-02-24T10:43:06","date_gmt":"2026-02-24T09:43:06","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/maria-abascal-advocates-for-simplifying-banking-regulation-to-boost-european-competitiveness\/"},"modified":"2026-04-09T10:17:37","modified_gmt":"2026-04-09T08:17:37","slug":"maria-abascal-advocates-for-simplifying-banking-regulation-to-boost-european-competitiveness","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/maria-abascal-advocates-for-simplifying-banking-regulation-to-boost-european-competitiveness\/","title":{"rendered":"Mar\u00eda Abascal calls for simplifying banking regulation to boost European competitiveness"},"content":{"rendered":"\n<p>The Director General of the AEB, Mar\u00eda Abascal, today in Brussels defended the need to simplify the regulatory and supervisory framework of the banking sector to strengthen Europe&#8217;s competitiveness and its capacity to finance economic growth.<\/p>\n\n<p>At the closing of the <em>European Banking Summit<\/em>, she warned that the continent is going through &#8220;a decisive moment&#8221; and that banks are prepared to play a key role in building the Europe of the future.<\/p>\n\n<p>Abascal focused her speech on Europe&#8217;s 3 priorities:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Growth: excessive regulatory complexity and the fragmentation of the European market are limiting the ability of banks to lend, invest, and sustain productive activity. In this context, she called for a reduction in supervisory discretion and for more predictability in capital requirements in order to free up resources for the real economy. <\/li>\n\n\n\n<li>Innovation: Innovation is key to European strategic autonomy. Banks have the capacity to lead this transformation, but they need &#8220;clear, simple, and stable&#8221; rules that allow more resources to be allocated to technology and fewer to administrative burdens. She noted that the arrival of the digital euro and <em>stablecoins<\/em> will transform payment systems and opens &#8220;an opportunity to build a modern and competitive infrastructure.&#8221;  <\/li>\n<\/ul>\n\n<p>As an example, she cited the integration of European payment solutions, already a reality with the EuroPA and WERO alliances, in which Bizum participates, and which will soon allow interoperability for 330 million inhabitants, three-quarters of the European population.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Security: Europe must strengthen its own capabilities in the face of a more uncertain geopolitical environment. Investment in defense and the protection of critical infrastructure &#8220;is not a luxury, but a necessity&#8221; to preserve the European model of freedoms and well-being, she argued. <\/li>\n<\/ul>\n\n<p>Finally, Mar\u00eda Abascal called for 2026 to be a year of action and requested firm political leadership, accompanied by close public-private cooperation. European banking &#8220;will be on the front line and will take this message to the main European capitals because,&#8221; she stated, &#8220;the continent faces a historic opportunity that it cannot afford to miss.&#8221; <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Director General of the AEB, Mar\u00eda Abascal, today in Brussels defended the need to simplify the regulatory and supervisory framework of the banking sector to strengthen Europe&#8217;s competitiveness and its capacity to finance economic growth. At the closing of the European Banking Summit, she warned that the continent is going through &#8220;a decisive moment&#8221; [&hellip;]<\/p>\n","protected":false},"featured_media":38152,"parent":0,"template":"","etiquetas":[723,569,724,702,322,725],"categorias-blog":[],"class_list":["post-38151","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-competitividad-europea","etiquetas-ebf","etiquetas-fbe","etiquetas-maria-abascal","etiquetas-regulacion","etiquetas-simplificacion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/maria-abascal-advocates-for-simplifying-banking-regulation-to-boost-european-competitiveness\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"The Director General of the AEB, Mar\u00eda Abascal, today in Brussels defended the need to simplify the regulatory and supervisory framework of the banking sector to strengthen Europe&#8217;s competitiveness and its capacity to finance economic growth. 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