{"id":38149,"date":"2022-11-24T00:00:00","date_gmt":"2022-11-23T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/banking-lab-the-impact-of-interest-rate-hikes-on-mortgages\/"},"modified":"2026-04-09T10:18:24","modified_gmt":"2026-04-09T08:18:24","slug":"banking-lab-the-impact-of-interest-rate-hikes-on-mortgages","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/banking-lab-the-impact-of-interest-rate-hikes-on-mortgages\/","title":{"rendered":"Banking Lab. The impact of interest rate hikes on mortgages"},"content":{"rendered":"<p>Central banks around the world have been raising their official interest rates and withdrawing liquidity for months in response to a context of high and persistent inflation. The return to monetary policy normalcy after six years of exceptionality with negative official interest rates has been rapidly transmitted to market interest rates and, specifically, to the Euribor, which is used as a reference in the vast majority of variable-rate mortgages. <\/p>\n<p>Against this backdrop, an in-person session of the &#8216;Banking Lab&#8217; will be held next Wednesday, November 30, at the Cunef Campus Assembly Hall (C\/ Leonardo Prieto Castro, 2) at 9:30 AM.<\/p>\n<p>You can view <a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2022\/11\/banking-lab.pdf\">here<\/a><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2022\/11\/banking-lab-i-2223-1.pdf\"> <\/a>the program.<\/p>\n<p>This session will analyze the effects of rate hikes on the Spanish mortgage market and their implications for financial stability, with a look toward the future evolution of central bank measures.<\/p>\n<p>The opening speech of the day will be given by I\u00f1igo Fernandez de Mesa, Vice President of the Spanish Confederation of Business Organizations (CEOE). Later, the roundtable will feature Javier Rodr\u00edguez Pellitero, Secretary General of the Spanish Banking Association (AEB); Angel Estrada, Director General of Financial Stability, Regulation, and Resolution at the Bank of Spain; Jos\u00e9 Garc\u00eda Montalvo, Professor of Economics at Pompeu Fabra University; and Paloma Arnaiz, Secretary General of the AEV (Spanish Association of Value Analysis). Santiago Carb\u00f3, Professor of Economic Analysis at the University of Valencia, will moderate the debate.  <\/p>\n<p>Promoted by the AEB Foundation through CUNEF, the &#8216;Banking Lab&#8217; has become, since its creation in 2018, a forum for reflection on various topics relevant to the banking sector.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Next Wednesday, November 30, an in-person session of the &#8216;Banking Lab&#8217; will be held to analyze the effects of official interest rate hikes on the Spanish mortgage market and their implications for financial stability, with a look toward the future evolution of central bank measures.<\/p>\n","protected":false},"featured_media":35138,"parent":0,"template":"","etiquetas":[],"categorias-blog":[],"class_list":["post-38149","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/banking-lab-the-impact-of-interest-rate-hikes-on-mortgages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Next Wednesday, November 30, an in-person session of the &#039;Banking Lab&#039; 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