{"id":38128,"date":"2025-10-15T00:00:00","date_gmt":"2025-10-14T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/"},"modified":"2026-04-09T10:18:36","modified_gmt":"2026-04-09T08:18:36","slug":"instant-transfers-your-money-arrives-in-under-10-seconds","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/","title":{"rendered":"Instant transfers: your money arrives in under 10 seconds"},"content":{"rendered":"<p>As economies evolve towards an increasingly digital culture, almost everything is becoming instant. Instant transfers are part of this transformation: they allow citizens, businesses and Public Administrations to move money in real time, with funds available immediately to the beneficiary. <\/p>\n<p>Did you know that\u2026?<\/p>\n<p>\u2022 <strong>They are available in under 10 seconds:<\/strong><br \/>\nIdeal for situations where speed is essential: receiving compensation, paying rent, helping a family member with an unexpected expense, buying a car or a home\u2026 No waiting!<\/p>\n<p>\u2022 <strong>They work every day, at any time:<\/strong><br \/>\nYou can send money 24\/7\/365, even on public holidays. They do not depend on business hours. <\/p>\n<p>\u2022<strong> No additional cost:<\/strong><br \/>\nThey cost the same as a standard transfer, under equivalent conditions. Faster, at no extra cost. <\/p>\n<p>\u2022 <strong>Available in Europe:<\/strong><br \/>\nInstant transfers already work between all euro area countries, and their reach will continue to grow.<\/p>\n<p>\u2022<strong> Bizum:<\/strong><br \/>\nYou can make them using solutions such as Bizum, an innovative initiative based on instant transfers that enables person-to-person payments and is also accepted by certain merchants.<\/p>\n<p>\u2022 <strong>Secure and controlled:<\/strong><br \/>\nYou can set limits to protect yourself against fraud and verify that the recipient is the person who should receive the money.<\/p>\n<p>\u2022 <strong>With the option of reversal:<\/strong><br \/>\nIf you need to recover the funds, you can request it, although the beneficiary must accept it.<\/p>\n<p>Instant transfers are not just a technological improvement: they are a tool that gives you autonomy, confidence and peace of mind. You can find out more details <a href=\"https:\/\/www.sepaesp.es\/sepa\/es\/\">here<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>As economies evolve towards an increasingly digital culture, almost everything is becoming instant. Instant transfers are part of this transformation: they allow citizens, businesses and Public Administrations to move money in real time, with funds available immediately to the beneficiary. <\/p>\n","protected":false},"featured_media":36347,"parent":0,"template":"","etiquetas":[],"categorias-blog":[],"class_list":["post-38128","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"As economies evolve towards an increasingly digital culture, almost everything is becoming instant. Instant transfers are part of this transformation: they allow citizens, businesses and Public Administrations to move money in real time, with funds available immediately to the beneficiary.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/\" \/>\n<meta property=\"og:site_name\" content=\"Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T08:18:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/06\/ordenador-y-movil-pagos.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"664\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/\",\"name\":\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2018\\\/06\\\/ordenador-y-movil-pagos.jpg\",\"datePublished\":\"2025-10-14T22:00:00+00:00\",\"dateModified\":\"2026-04-09T08:18:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/#primaryimage\",\"url\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2018\\\/06\\\/ordenador-y-movil-pagos.jpg\",\"contentUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2018\\\/06\\\/ordenador-y-movil-pagos.jpg\",\"width\":1000,\"height\":664},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/instant-transfers-your-money-arrives-in-under-10-seconds\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AEB Informs\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Instant transfers: your money arrives in under 10 seconds\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/\",\"name\":\"AEB\",\"description\":\"Asociaci\u00f3n Espa\u00f1ola de Banca\",\"publisher\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/aebanca.es\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#organization\",\"name\":\"AEB\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LOGO-AEB-menu.svg\",\"contentUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LOGO-AEB-menu.svg\",\"width\":57,\"height\":22,\"caption\":\"AEB\"},\"image\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/","og_locale":"en_US","og_type":"article","og_title":"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca","og_description":"As economies evolve towards an increasingly digital culture, almost everything is becoming instant. Instant transfers are part of this transformation: they allow citizens, businesses and Public Administrations to move money in real time, with funds available immediately to the beneficiary.","og_url":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/","og_site_name":"Asociaci\u00f3n Espa\u00f1ola de Banca","article_modified_time":"2026-04-09T08:18:36+00:00","og_image":[{"width":1000,"height":664,"url":"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/06\/ordenador-y-movil-pagos.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/","url":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/","name":"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca","isPartOf":{"@id":"https:\/\/aebanca.es\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/#primaryimage"},"image":{"@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/#primaryimage"},"thumbnailUrl":"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/06\/ordenador-y-movil-pagos.jpg","datePublished":"2025-10-14T22:00:00+00:00","dateModified":"2026-04-09T08:18:36+00:00","breadcrumb":{"@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/#primaryimage","url":"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/06\/ordenador-y-movil-pagos.jpg","contentUrl":"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/06\/ordenador-y-movil-pagos.jpg","width":1000,"height":664},{"@type":"BreadcrumbList","@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/instant-transfers-your-money-arrives-in-under-10-seconds\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/aebanca.es\/en\/"},{"@type":"ListItem","position":2,"name":"AEB Informs","item":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/"},{"@type":"ListItem","position":3,"name":"Instant transfers: your money arrives in under 10 seconds"}]},{"@type":"WebSite","@id":"https:\/\/aebanca.es\/en\/#website","url":"https:\/\/aebanca.es\/en\/","name":"AEB","description":"Asociaci\u00f3n Espa\u00f1ola de Banca","publisher":{"@id":"https:\/\/aebanca.es\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/aebanca.es\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/aebanca.es\/en\/#organization","name":"AEB","url":"https:\/\/aebanca.es\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/aebanca.es\/en\/#\/schema\/logo\/image\/","url":"https:\/\/aebanca.es\/wp-content\/uploads\/2025\/07\/LOGO-AEB-menu.svg","contentUrl":"https:\/\/aebanca.es\/wp-content\/uploads\/2025\/07\/LOGO-AEB-menu.svg","width":57,"height":22,"caption":"AEB"},"image":{"@id":"https:\/\/aebanca.es\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/blog-aeb\/38128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/blog-aeb"}],"about":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/types\/blog-aeb"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/media\/36347"}],"wp:attachment":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/media?parent=38128"}],"wp:term":[{"taxonomy":"etiquetas","embeddable":true,"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/etiquetas?post=38128"},{"taxonomy":"categorias-blog","embeddable":true,"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/categorias-blog?post=38128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}