{"id":36624,"date":"2019-04-25T00:00:00","date_gmt":"2019-04-24T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/2018-the-profitability-challenge\/"},"modified":"2026-04-09T09:54:53","modified_gmt":"2026-04-09T07:54:53","slug":"2018-the-profitability-challenge","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/2018-the-profitability-challenge\/","title":{"rendered":"2018. The profitability challenge"},"content":{"rendered":"

The results of Spanish banks in 2018 reflect the continued strength of the most recurring income margins, cost containment, and lower provisioning and impairment needs. In a challenging low interest rate environment, attributable profit grew by 23% compared with the previous year, solvency and profitability increased, and non-performing loans declined. <\/p>\n

Customer lending grew by 2.6% and exceeded \u20ac1.5 trillion at year-end 2018, coming to represent 60% of the consolidated balance sheet and recovering the share it accounted for in total assets five years earlier. This was explained by the President of the AEB, Jos\u00e9 Mar\u00eda Rold\u00e1n, at the presentation of the annual results.<\/p>\n

Jos\u00e9 Mar\u00eda Rold\u00e1n, Chairman of the Spanish Banking Association<\/strong><\/p>\n

Download the presentation of the 2018 results of Spanish banks<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Profitability remains the main challenge for Spanish banking, along with digitalisation and its contribution to the energy transition and a more sustainable economic model. AEB banks, together with Spain\u2019s leading financial organisations, have created the Financial Centre for Sustainability in Spain to help SMEs adapt to the requirements of the Climate Change and Energy Transition Law. <\/p>\n","protected":false},"featured_media":36417,"parent":0,"template":"","etiquetas":[330,393],"categorias-blog":[786,782,783],"class_list":["post-36624","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-aeb","etiquetas-resultados","categorias-blog-activitypresidency","categorias-blog-our-activity","categorias-blog-presidency"],"yoast_head":"\nBlog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/2018-the-profitability-challenge\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Profitability remains the main challenge for Spanish banking, along with digitalisation and its contribution to the energy transition and a more sustainable economic model. 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