{"id":36452,"date":"2016-07-29T00:00:00","date_gmt":"2016-07-28T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/"},"modified":"2026-04-09T09:46:29","modified_gmt":"2026-04-09T07:46:29","slug":"eba-stress-test-shows-resilience-of-the-eu-banking-sector","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/","title":{"rendered":"EBA stress test shows resilience of the EU banking sector"},"content":{"rendered":"<p>The European Banking Federation, as the representative body for 32 national banking associations in Europe, takes note of the European Banking Authority\u2019s (EBA) publication of its 2016 European Union-wide stress test.<\/p>\n<p>The EBA test is a regular, technical check of the resilience of the European banking sector. The exercise tested 51 European banks and covered approximately 70% of all banking assets in the EU. <\/p>\n<p>The results clearly demonstrate that the recapitalisation effort European banks have made in recent years is bearing fruit. Even after the Comprehensive Assessment at the end of 2014, European banks have continued to strengthen their balance sheets. The EBA stress test makes clear that the EU banking sector as a whole is able to withstand a severe economic downturn like the one simulated by the EBA.  <\/p>\n<p>&#8220;<em>This test has demonstrated that the European banking sector is resilient. Our banks continue to make significant efforts to shore up their balance sheets. Compared to five years ago, the ratio of highest-quality capital of European banks is now more than twice<\/em>&#8221; said Wim Mijs, Chief Executive at the EBF.<\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/11\/EBF_022446-EBF-press-release-on-July-2016-EBA-Stress-Test.pdf\" target=\"_blank\" rel=\"noopener\">View the full EBF information note<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%, more than double the same ratio in 2011. <\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[600,570,305,610],"categorias-blog":[778],"class_list":["post-36452","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-eba","etiquetas-european-banking-federation","etiquetas-union-europea","etiquetas-wim-mijs","categorias-blog-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EBA stress test shows resilience of the EU banking sector<\/title>\n<meta name=\"description\" content=\"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EBA stress test shows resilience of the EU banking sector\" \/>\n<meta property=\"og:description\" content=\"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/\" \/>\n<meta property=\"og:site_name\" content=\"Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T07:46:29+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@aebanca\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\\\/\",\"name\":\"EBA stress test shows resilience of the EU banking sector\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#website\"},\"datePublished\":\"2016-07-28T22:00:00+00:00\",\"dateModified\":\"2026-04-09T07:46:29+00:00\",\"description\":\"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/home\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AEB Informs\",\"item\":\"https:\\\/\\\/aebanca.es\\\/en\\\/actualidad\\\/te-interesa\\\/aeb-informa\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"EBA stress test shows resilience of the EU banking sector\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/\",\"name\":\"AEB\",\"description\":\"Asociaci\u00f3n Espa\u00f1ola de Banca\",\"publisher\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/aebanca.es\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#organization\",\"name\":\"AEB\",\"url\":\"https:\\\/\\\/aebanca.es\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LOGO-AEB-menu.svg\",\"contentUrl\":\"https:\\\/\\\/aebanca.es\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/LOGO-AEB-menu.svg\",\"width\":57,\"height\":22,\"caption\":\"AEB\"},\"image\":{\"@id\":\"https:\\\/\\\/aebanca.es\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/aebanca\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"EBA stress test shows resilience of the EU banking sector","description":"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/","og_locale":"en_US","og_type":"article","og_title":"EBA stress test shows resilience of the EU banking sector","og_description":"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.","og_url":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/","og_site_name":"Asociaci\u00f3n Espa\u00f1ola de Banca","article_modified_time":"2026-04-09T07:46:29+00:00","twitter_card":"summary_large_image","twitter_site":"@aebanca","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/","url":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/","name":"EBA stress test shows resilience of the EU banking sector","isPartOf":{"@id":"https:\/\/aebanca.es\/en\/#website"},"datePublished":"2016-07-28T22:00:00+00:00","dateModified":"2026-04-09T07:46:29+00:00","description":"The core equity tier 1 (CET1) ratio of EU banks on a fully loaded basis, which includes only the highest-quality capital, is now 13%.","breadcrumb":{"@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/eba-stress-test-shows-resilience-of-the-eu-banking-sector\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/aebanca.es\/en\/home\/"},{"@type":"ListItem","position":2,"name":"AEB Informs","item":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/"},{"@type":"ListItem","position":3,"name":"EBA stress test shows resilience of the EU banking sector"}]},{"@type":"WebSite","@id":"https:\/\/aebanca.es\/en\/#website","url":"https:\/\/aebanca.es\/en\/","name":"AEB","description":"Asociaci\u00f3n Espa\u00f1ola de Banca","publisher":{"@id":"https:\/\/aebanca.es\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/aebanca.es\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/aebanca.es\/en\/#organization","name":"AEB","url":"https:\/\/aebanca.es\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/aebanca.es\/en\/#\/schema\/logo\/image\/","url":"https:\/\/aebanca.es\/wp-content\/uploads\/2025\/07\/LOGO-AEB-menu.svg","contentUrl":"https:\/\/aebanca.es\/wp-content\/uploads\/2025\/07\/LOGO-AEB-menu.svg","width":57,"height":22,"caption":"AEB"},"image":{"@id":"https:\/\/aebanca.es\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/aebanca"]}]}},"_links":{"self":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/blog-aeb\/36452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/blog-aeb"}],"about":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/types\/blog-aeb"}],"wp:attachment":[{"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/media?parent=36452"}],"wp:term":[{"taxonomy":"etiquetas","embeddable":true,"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/etiquetas?post=36452"},{"taxonomy":"categorias-blog","embeddable":true,"href":"https:\/\/aebanca.es\/en\/wp-json\/wp\/v2\/categorias-blog?post=36452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}