{"id":36371,"date":"2018-11-06T00:00:00","date_gmt":"2018-11-05T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/the-impact-of-digital-transformation-on-the-banking-business-model\/"},"modified":"2026-04-09T09:55:44","modified_gmt":"2026-04-09T07:55:44","slug":"the-impact-of-digital-transformation-on-the-banking-business-model","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/the-impact-of-digital-transformation-on-the-banking-business-model\/","title":{"rendered":"The Impact of Digital Transformation on the Banking Business Model"},"content":{"rendered":"<p>&#8220;Digitalization offers great opportunities to banks and their customers. Fortunately, Spain has a technologically advanced banking system that aims to be a leader in innovation applied to finance (fintech). In this scenario, it is necessary to adapt banking regulation and supervision with agility and with an innovative approach that provides security, privacy and protection to users of financial services.&#8221; This was stated by our president, Jos\u00e9 Mar\u00eda Rold\u00e1n, at the 9th Conference on the Spanish Banking Sector organized by the IVIE economic research institute. You can view his presentation here.  <\/p>\n<p><strong>Jos\u00e9 Mar\u00eda Rold\u00e1n, Chairman of the Spanish Banking Association<\/strong><\/p>\n<p><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2018\/11\/conferencia-en-la-ix-jornada-sobre-el-sector-bancario-espaol.-ivie.-valencia-2018.pdf\">Download the presentation<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Digitalization offers great opportunities to banks and their customers. Fortunately, Spain has a technologically advanced banking system that aims to be a leader in innovation applied to finance (fintech). In this scenario, it is necessary to adapt banking regulation and supervision with agility and with an innovative approach that provides security, privacy and protection to users of financial services.  <\/p>\n","protected":false},"featured_media":36372,"parent":0,"template":"","etiquetas":[330,359],"categorias-blog":[783],"class_list":["post-36371","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-aeb","etiquetas-jose-maria-roldan","categorias-blog-presidency"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/the-impact-of-digital-transformation-on-the-banking-business-model\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Digitalization offers great opportunities to banks and their customers. 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