{"id":36303,"date":"2011-12-15T00:00:00","date_gmt":"2011-12-14T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/in-a-difficult-and-confusing-environment\/"},"modified":"2026-04-09T09:50:28","modified_gmt":"2026-04-09T07:50:28","slug":"in-a-difficult-and-confusing-environment","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/in-a-difficult-and-confusing-environment\/","title":{"rendered":"In a Difficult and Uncertain Environment"},"content":{"rendered":"<p>Spanish banks facing the crisis:<\/p>\n<ul>\n<li>They have not requested public capital aid.<\/li>\n<li>They maintain their business model.<\/li>\n<li>Strategy to maintain their competitive capacity:\n<ul>\n<li>Balance sheet strengthening.<\/li>\n<li>Preserve operational efficiency.<\/li>\n<li>Geographic diversification of activity.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>The financial crisis has highlighted:<\/p>\n<ul>\n<li>The existing imbalances in economic growth (over-indebtedness).<\/li>\n<li>The interconnection between banking crises and the fiscal capacity of their countries.<\/li>\n<li>The structural weakness of the Euro (monetary union without fiscal union).<\/li>\n<\/ul>\n<p>Tension returns to the financial markets, and the scarcity and rising cost of wholesale funding is hindering recovery.<\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/04-201104571.pdf\" target=\"_blank\" rel=\"noopener\">Download the complete results presentation<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Tension returns to the financial markets, and the scarcity and rising cost of wholesale funding is hindering recovery. To overcome the crisis, it is necessary to break the destructive spiral and the chain of contagion between countries. <\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[294,310,642,393],"categorias-blog":[782],"class_list":["post-36303","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-banca-espanola","etiquetas-crisis","etiquetas-cuentas-de-resultados","etiquetas-resultados","categorias-blog-our-activity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>In a difficult and confusing environment - September 2011 Results Presentation<\/title>\n<meta name=\"description\" content=\"Tension returns to the financial markets, and the scarcity and rising cost of wholesale funding is hindering recovery.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/in-a-difficult-and-confusing-environment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In a difficult and confusing environment - 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