{"id":36302,"date":"2008-12-11T00:00:00","date_gmt":"2008-12-10T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/sound-management-of-a-business-model-resilient-to-the-international-financial-crisis\/"},"modified":"2026-04-09T09:50:23","modified_gmt":"2026-04-09T07:50:23","slug":"sound-management-of-a-business-model-resilient-to-the-international-financial-crisis","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/sound-management-of-a-business-model-resilient-to-the-international-financial-crisis\/","title":{"rendered":"Sound management of a business model resilient to the international financial crisis"},"content":{"rendered":"<p><strong>ECOFIN agreements (7 October 2008) for Europe:<\/strong><\/p>\n<ul>\n<li>Rescue institutions with serious solvency problems.<\/li>\n<li>Recapitalise solvent institutions facing difficulties.<\/li>\n<li>Facilitate access to funding for solvent institutions.<\/li>\n<li>Strengthen depositors\u2019 confidence: increase coverage of deposit guarantee funds.<\/li>\n<li>Make accounting more flexible: valuation of opaque assets or assets in illiquid markets.<\/li>\n<\/ul>\n<p><strong>ECOFIN agreements (7 October 2008) in Spain:<\/strong><\/p>\n<ul>\n<li>No institution has been rescued.<\/li>\n<li>No institution has been recapitalised.<\/li>\n<li>Access to funding facilitated through:\n<ul>\n<li>Treasury guarantee on issuances.<\/li>\n<li>Purchase of the highest-quality financial assets.<\/li>\n<\/ul>\n<\/li>\n<li>Increase in coverage of the Deposit Guarantee Fund.<\/li>\n<li>No accounting relief, as there are no opaque assets or significant exposure to illiquid markets.<\/li>\n<\/ul>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/18-200904586.pdf\" target=\"_blank\" rel=\"noopener\">Download the full results presentation<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>September 2008 results presentation. Solid results and safeguarding profitability, quality and recurring income; competitiveness: key to improved efficiency; credit growth and financial diversification; and a strong, well-capitalised balance sheet. <\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[310,642,603,393],"categorias-blog":[782],"class_list":["post-36302","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-crisis","etiquetas-cuentas-de-resultados","etiquetas-ecofin","etiquetas-resultados","categorias-blog-our-activity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sound management of a business model resilient to the financial crisis<\/title>\n<meta name=\"description\" content=\"September 2008 results presentation. 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