{"id":36275,"date":"2016-06-13T00:00:00","date_gmt":"2016-06-12T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/strategy-adaptability-and-efficiency-of-the-spanish-banking-sector\/"},"modified":"2026-04-09T09:50:37","modified_gmt":"2026-04-09T07:50:37","slug":"strategy-adaptability-and-efficiency-of-the-spanish-banking-sector","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/strategy-adaptability-and-efficiency-of-the-spanish-banking-sector\/","title":{"rendered":"Strategy, Adaptability, and Efficiency of the Spanish Banking Sector"},"content":{"rendered":"

In a context of progressive economic recovery, which for now seems immune to the uncertainty generated by the undefined economic policy that the next government may design, both companies and households have perceived a greater willingness of banks to lend money. This is partly due to increased competitive pressure and partly to more favorable financing conditions resulting from the expansive monetary policy defined by the ECB. Furthermore, both households and SMEs not only perceive fewer difficulties in accessing new resources, but the rejection rate for their credit applications continues to decrease. Expectations gathered in the ECB survey indicate that these favorable conditions should continue in the coming months. <\/p>\n

Read the article by Juan Carlos Delrieu, Chief Economist of the AEB, published in El nuevo lunes.<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"

The latest European Central Bank (ECB) survey for the first quarter of 2016, on access to finance for households and businesses in the Eurozone, highlights a prolonged improvement in access to credit in Spain.<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[294,328,332,315,292],"categorias-blog":[780,781],"class_list":["post-36275","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-banca-espanola","etiquetas-bce","etiquetas-credito","etiquetas-euro","etiquetas-financiacion","categorias-blog-articles","categorias-blog-newsarticles"],"yoast_head":"\nBlog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/strategy-adaptability-and-efficiency-of-the-spanish-banking-sector\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - 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