{"id":36273,"date":"2013-10-22T00:00:00","date_gmt":"2013-10-21T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/100-days-left\/"},"modified":"2026-04-09T09:50:38","modified_gmt":"2026-04-09T07:50:38","slug":"100-days-left","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/100-days-left\/","title":{"rendered":"100 days left"},"content":{"rendered":"<p>This was not the case for banks, which, as payment service providers, have been preparing for some time for the establishment of a single euro payments area, known as the SEPA project (Single Euro Payments Area).<\/p>\n<p>This regulation establishes how transfers and direct debits in euros are to be carried out within the EU. As it is a regulation, it is directly applicable to banks and other payment service providers, as well as to customers. The regulation provides for an adaptation period ending on February 1, 2014.  <\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/08-201304236.pdf\">Read the article by Pilar Claver\u00eda, AEB advisor, published in El Mundo.<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>In March 2012, a European regulation was approved, which largely went unnoticed by most of those affected: payment service users.<\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[319,644,339,305],"categorias-blog":[780,781],"class_list":["post-36273","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-medios-de-pago","etiquetas-sepa","etiquetas-sistemas-de-pago","etiquetas-union-europea","categorias-blog-articles","categorias-blog-newsarticles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"description\" content=\"In March 2012, a European regulation was approved, which largely went unnoticed by most of those affected: payment service users.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/100-days-left\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - 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