{"id":36239,"date":"2013-10-25T00:00:00","date_gmt":"2013-10-24T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/what-about-credit\/"},"modified":"2026-04-09T09:50:51","modified_gmt":"2026-04-09T07:50:51","slug":"what-about-credit","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/what-about-credit\/","title":{"rendered":"What about credit?"},"content":{"rendered":"<p>Since the beginning of the crisis, bank credit has experienced a notable contraction in Spain. All data support this. <\/p>\n<p>According to a partial view of the facts, banks would be responsible for the persistent economic difficulties, due to their apparent reluctance to grant credit to households and businesses. From their perspective, credit institutions emphasize that\u2014on the contrary\u2014there is insufficient demand for financing or, at least, not enough with minimum guarantees of solvency. <\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/08-201304350.pdf\">Read the article by Juan Jos\u00e9 Toribio, advisor to AEB, published in El Pa\u00eds.<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Never in history has a recession been overcome through increases in funds programmed by banks as a voluntarist act. The economy depends on society&#8217;s confidence in its own evolution. <\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[287,310,390],"categorias-blog":[780,781],"class_list":["post-36239","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-banca","etiquetas-crisis","etiquetas-macroeconomia","categorias-blog-articles","categorias-blog-newsarticles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/what-about-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Never in history has a recession been overcome through increases in funds programmed by banks as a voluntarist act. 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