{"id":35943,"date":"2017-12-14T00:00:00","date_gmt":"2017-12-13T23:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/a-national-plan-for-banking-digitalization\/"},"modified":"2026-04-09T09:53:18","modified_gmt":"2026-04-09T07:53:18","slug":"a-national-plan-for-banking-digitalization","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/a-national-plan-for-banking-digitalization\/","title":{"rendered":"A national plan for banking digitalization"},"content":{"rendered":"<p style=\"text-align: left;\">Digitalization presents a tremendous opportunity for banks. It offers them avenues to be more efficient in customer service, given the increasing demand from customers for higher value-added services.  It also anticipates lower future costs through task automation, improved flow management, and greater efficiency in internal risk management. This is in addition to the potential savings that can also be achieved in terms of regulatory compliance. <\/p>\n<p>However, far more important is the possibility of focusing strategy on innovation and competition, which will be highly beneficial for the sector in the long run. Transparency is also crucial. The customer, as the core of banking service offerings, will be able to compare and evaluate, choosing the option that best suits their needs and desires with complete security and confidence.  <\/p>\n<p>Digitalization also poses challenges for our sector. One of the most significant is the need for substantial investments. An<br \/>\ninvestment that is not only financial, which is essential to modernize structures and foster the necessary changes in culture and talent that lead to success.  <\/p>\n<p><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/Un-plan-nacional-para-digitalizar-la-banca.-Cinco-D%C3%ADas-14.12.17.pdf\">Download article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Digitalization presents a tremendous opportunity for banks. It offers them avenues to be more efficient in customer service, given the increasing demand from customers for higher value-added services. <\/p>\n","protected":false},"featured_media":35944,"parent":0,"template":"","etiquetas":[330,322,339,304],"categorias-blog":[777],"class_list":["post-35943","blog-aeb","type-blog-aeb","status-publish","has-post-thumbnail","hentry","etiquetas-aeb","etiquetas-regulacion","etiquetas-sistemas-de-pago","etiquetas-transformacion-digital","categorias-blog-spokesperson"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/a-national-plan-for-banking-digitalization\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog AEB - Asociaci\u00f3n Espa\u00f1ola de Banca\" \/>\n<meta property=\"og:description\" content=\"Digitalization presents a tremendous opportunity for banks. 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