{"id":35828,"date":"2016-07-29T00:00:00","date_gmt":"2016-07-28T22:00:00","guid":{"rendered":"https:\/\/aebanca.es\/actualidad\/te-interesa\/aeb-informa\/pause-for-thought\/"},"modified":"2026-04-09T09:53:43","modified_gmt":"2026-04-09T07:53:43","slug":"pause-for-thought","status":"publish","type":"blog-aeb","link":"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/pause-for-thought\/","title":{"rendered":"Pause for Thought"},"content":{"rendered":"<p class=\"p1\">The objective of the regulatory changes was clear: to achieve a more robust financial system capable of withstanding shocks. Of what type? Financial and economic. Prudential arguments dominate the new regulation. And periodic stress tests against potential shocks are the best test to verify it.    <\/p>\n<p class=\"p1\">Higher capital levels of greater quality, together with new liquidity requirements: here you have the foundation of the new Basel III capital regulation. In principle, applicable from 2019 but which institutions have already adopted in practice. Transparency is mandatory. And the stress tests I referred to earlier are especially mandatory. In a complicated market environment, starting from enormous distrust toward the future profitability of the sector. The keys to the new regulation are resilience and solvency. But what about profitability?      <\/p>\n<p class=\"p1\">Perhaps I am asking this question too early in the text.<\/p>\n<h6><a href=\"https:\/\/aebanca.es\/wp-content\/uploads\/2017\/12\/00-201601764.pdf\">Read the full article by the AEB Spokesperson in Expansi\u00f3n<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>The Great Recession exposed weaknesses in the supervision and regulation system of financial institutions worldwide. The response has been stricter supervision and changes in regulation whose end, eight years after the start of the crisis, we still do not know. <\/p>\n","protected":false},"featured_media":0,"parent":0,"template":"","etiquetas":[287,322,303],"categorias-blog":[777],"class_list":["post-35828","blog-aeb","type-blog-aeb","status-publish","hentry","etiquetas-banca","etiquetas-regulacion","etiquetas-supervision","categorias-blog-spokesperson"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pause for Thought - Article by the AEB Spokesperson in Expansi\u00f3n<\/title>\n<meta name=\"description\" content=\"The Great Recession exposed weaknesses in the supervision and regulation system of financial institutions worldwide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aebanca.es\/en\/actualidad\/te-interesa\/aeb-informa\/pause-for-thought\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pause for Thought - 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