1.0Asociación Española de Bancahttps://aebanca.es/en/rich600338<blockquote class="wp-embedded-content" data-secret="FzesKXgziW"><a href="https://aebanca.es/en/actualidad/te-interesa/aeb-informa/todays-and-tomorrows-banks/">Today’s and tomorrow’s banks</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://aebanca.es/en/actualidad/te-interesa/aeb-informa/todays-and-tomorrows-banks/embed/#?secret=FzesKXgziW" width="600" height="338" title="“Today’s and tomorrow’s banks” — Asociación Española de Banca" data-secret="FzesKXgziW" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=https://aebanca.es/wp-includes/js/wp-embed.min.js </script> https://aebanca.es/wp-content/uploads/2018/07/bce-poltica-monetaria.jpg500334The challenges that emerged during the crisis have become the real levers of transformation in banks, which have had to adapt to complex regulatory changes with implications for their capacity for innovation and digital transformation. It is important that authorities recognise that excessive regulation may ultimately limit financial innovation.